Marital asset vehicle valuation

Three numbers for the vehicle on the marital-asset disclosure.

Retail, private-party, AND trade-in values side-by-side. Backdated to the date your state requires (trial, filing, separation, or stipulated). Sixty seconds. From $59.

The problem

Three options. None hold up under cross.

Consumer pricing-guide screenshot

Free

Routinely excluded as a standalone exhibit.

Consumer range estimators were never built for sworn financial disclosure. Opposing counsel moves to exclude them as hearsay; the screenshot doesn't survive cross-examination.

Independent USPAP appraiser

$400–800

Defensible, but the math rarely works.

A licensed appraiser produces a USPAP-compliant report in one to two weeks. For a typical two-car divorce, that's $800–$1,600 of an already-stretched legal budget.

Vehicle-history report screenshot

~$40

Not actually a valuation.

A vehicle-history report tells you what happened to the vehicle, not what it's worth on the disclosure date. Filing it as the FMV source on a sworn disclosure is a routine objection trigger.

What you get

Three values, state-aware. Built for the disclosure.

  • 01

    Cover and executive summary

    Case caption, party requesting, state of filing, valuation date type (separation / filing / trial / stipulated). All three FMVs up front.

  • 02

    Retail FMV

    What a buyer would pay at a dealer — the replacement-cost standard. Comp-derived retail median, mileage-adjusted to your odometer.

  • 03

    Private-party FMV

    Peer-to-peer transaction value (retail × 0.85). The middle number — what the spouses could realistically sell the car for between themselves.

  • 04

    Trade-in FMV

    What a dealer would offer in trade (retail × 0.72). The low-anchor — favored by the spouse who wants a smaller marital-asset number.

  • 05

    Comparable sales

    Up to 50 retail listings (same year / make / model) from live market data, mileage-adjusted to your odometer.

  • 06

    Mileage and depreciation methodology

    Standard residual-curve method shown explicitly so the math audits. Median backdated to the valuation date via ZIP-localized depreciation.

  • 07

    Condition and title adjustments

    Multipliers for self-reported condition and title status, methodology disclosed.

  • 08

    Three-tier reconciliation

    Plain-English paragraph explaining when each standard applies in the divorce context. Black Book / NADA convention cited.

  • 09

    NHTSA recall history

    Informational. No FMV adjustment.

  • 10

    Sources and methodology

    Plain-English methodology paragraph. Data sources cited. Limitations stated up front.

How it works

Six fields. One page. Sixty seconds.

  1. 01

    Enter the required fields

    VIN, valuation date, mileage, ZIP, state, and email. Date-type and party are required next; case caption and attorney branding are optional.

  2. 02

    We pull live market data

    We decode the VIN, pull 30–50 comparable retail listings, and fetch the per-VIN depreciation schedule and recall history.

  3. 03

    Download the PDF

    A ten-section report with all three FMVs side-by-side, ready for the financial-disclosure exhibit.

Pricing

Per report. No subscription.

Self-serve

$59/ report

Pro-se filer

  • Ten-section PDF
  • All three FMVs (retail / private-party / trade-in)
  • State-appropriate date convention
  • Email delivery
  • Same-VIN re-runs free for 24 hours
Start a report

Attorney-branded

$179/ report

Family-law attorney

  • Everything in Self-serve
  • Firm logo on every page
  • Custom signature block and report ID
  • Case caption and party requesting on cover
  • 30-day same-VIN re-pull (trial dates slip)
Start with branding

Defensibility

What this report is. What it isn't.

Suitable for

  • Routine sworn financial disclosure on consumer vehicles below ~$50k retail.
  • Uncontested divorces where parties have stipulated to a market-based methodology.
  • Contested cases as one of multiple supporting documents (paired with title, registration, photos, etc.).
  • Pro-se filers whose alternative is a free pricing-guide screenshot.

Defer to a USPAP appraiser for

  • Specialty / classic / collector vehicles requiring physical inspection.
  • Cases where opposing counsel has retained their own USPAP appraiser.
  • Vehicles whose FMV swing exceeds 15% of the household marital estate.

This report is a comparative market analysis prepared from public retail listing data. It is not a USPAP-compliant appraisal. The three-tier reconciliation cites Black Book / NADA convention. The methodology is disclosed in full inside every report so any judge, mediator, or opposing counsel can audit the calculation.

Frequently asked

Questions worth answering up front.

Why three values? Doesn't the disclosure want one number?
Sworn disclosures ask for "fair market value" — a term spouses define differently. The higher-value spouse argues retail (replacement cost); the lower-value spouse argues trade-in (dealer offer); private-party sits in the middle. Showing all three side-by-side gives counsel headroom to argue from whichever standard the case requires.
How do I pick the valuation date?
Major states have a typical convention (e.g., California → date of trial per Cal. Fam. Code §2552, Texas → date of divorce per Tex. Fam. Code §7.001). The date-type field documents which convention you used; the date field is the actual date. The report records both so the attorney can audit.
Is this an appraisal?
No. This is a comparative market analysis suitable for routine sworn disclosure. For specialty vehicles, contested USPAP-vs-USPAP cross-examination, or high-stakes vehicles in $1M+ estates, engage a licensed appraiser.
Trial date keeps slipping. Can I re-run the report?
Self-serve includes same-VIN re-runs free for 24 hours. Attorney-branded includes 30-day same-VIN re-pull at no additional charge — divorce trial dates slip routinely.
Multiple vehicles in the marital estate?
One report per vehicle in v1. A multi-vehicle marital-asset packet is on the v2 roadmap.
Can I see a sample before paying?
Yes. The "See a sample report" link in the hero downloads a complete report against a real VIN. The contents and formatting match what you receive.

Ready when you are

Three numbers, in the time it takes to make coffee.